While today, many motorists equip their cars with a dashcam, is that there is a reason. Indeed, recorded hit-and-runs have been on the rise in recent times. The dashcam is therefore an effective means of proof for insurers in the event of an accident.

What is the point of using a dashcam for insurers?

The fact that a motorist installed a dashcam helps insurance companies better understand the situation in the event of an accident. This determines the insured's share of responsibility and thus to decide fairly on his compensation.

These days, some insurers even encourage their policyholders to equip themselves with a dashcam so that they can benefit from a lower insurance premium (on average 10% to 15%). 

What do you need to know about the terms and conditions of using a dashcam?

Most countries allow the use of a dashcam. Given that on-board camera will record various situations and as other road users will be filmed, the driver is obliged to submit to some confidentiality rules. In the event that the recordings are used as evidence in the event of an incident or accident, he undertakes to preserve the anonymity of the people seen in the video by blurring their faces. This also applies to the license plates of other vehicles.